Advice Fees
Good advice starts with understanding what matters to you. We explain the work involved and agree on the cost upfront, so you can decide with confidence.
Your initial advice
We charge a fixed upfront fee for your Statement of Advice—the written recommendations that make up your financial plan. The cost reflects the complexity of your situation and the advice you need.
Bringing your finances together
A coordinated plan covering the parts of your financial life that matter most to you.
Your advice can cover
For more involved circumstances
Advice that brings together more complex structures, superannuation arrangements and financial decisions.
Everything in the Complete Financial Plan, plus:
These are starting prices. We confirm the scope and your fixed fee before work begins. Our aim is to provide practical advice that delivers lasting value for you.
An ongoing relationship
0.66%–1.10%
Per year, paid monthly.
Based on the balance of investments we manage for you.
Including GST.
One agreed fee covers the ongoing advice and support in your service agreement, so you can speak with us as questions and decisions come up.
Unlimited review meetings to discuss your goals, ask questions and work through decisions.
Unlimited access to our support team for help with the financial administration covered by your agreement.
Monitoring your investments and contributions to help keep your strategy aligned with your goals.
Adjusting your plan as your family, work and priorities change.
Reviewing and adjusting your portfolio as markets and your circumstances evolve.
Revisiting your strategy when changes to legislation affect your financial plans.
The right support for you
Not everyone does. We only recommend an ongoing arrangement where we believe it will be useful for your circumstances.
An initial financial plan can still be valuable on its own. For some people, a check-in every two to three years may be enough, with an earlier conversation if their circumstances change.
A strong household income can create opportunities to invest and build wealth. Ongoing advice can help you coordinate investments, debt, cash flow and tax, particularly when trusts, businesses or an SMSF add complexity.
As retirement approaches, advice can help you make the most of your remaining working years. Through retirement, ongoing support can help you manage income, spending and potential government benefits, and adapt your plan over time.
A little more clarity
We look at your goals, circumstances and the work involved in preparing your advice. The prices above are starting points; we agree on your scope and fixed fee before beginning the work.
Where advice relates to your superannuation, the relevant portion of your advice fee may be paid from your super account, with your written consent and subject to your fund’s approval. Fees for advice outside super, or fees that cannot be paid from super, are charged to you directly. We’ll explain and agree on the payment arrangements before proceeding.
No. Your initial financial plan and an ongoing advice arrangement are separate decisions. We’ll discuss whether ongoing support is likely to be useful for you, or whether occasional reviews may suit you better.
It covers the advice, reviews and support set out in your ongoing service agreement. The fee is an annual percentage of the investments we manage for you, paid monthly. The percentage rate reduces as your investment balance increases. Investment and product costs are separate. We explain your rate and how the fee is calculated before you proceed.
We’ll help you understand the advice and support that fit your circumstances.
